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Yayasan Holi'ana'a provides business skills training to farmers and women in the small and medium business world - but skills alone are not enough. The movement of the economy is also determined by the availability of financial capital. Farmers and small entrepreneurs generally experience problems related to capital matters because of limited access at the bank.

To help provide solutions, YH has run a long-established micro credit institution called KSP Yateholi, which has more than 1,000 members. KSP Yateholi has been independent since 2012 and is a vibrant savings and loan facility for the local community.